Why AI Needs Mortgage Brokers More Than You Think
The FCA just published a document that describes a future where your client’s AI agent manages their mortgage, their savings, their insurance and their investments without them lifting a finger. It is called the Emerging Technology Horizon Scan 2026, it landed in June, and it is worth reading carefully. Not because it should worry you. […]
The Hundred Trillion Parameter Question
I got curious about a number this week. If the human brain has roughly 100 trillion synapses, and each synapse is loosely analogous to a parameter in an artificial neural network, what does that tell us about where AI actually stands? The short answer: further away from the human brain than most headlines suggest, and […]
Who Regulates the Algorithms?
The FCA just sat down with KPMG and a room full of financial services practitioners to talk about AI regulation. Not in the abstract, future-gazing sense that these conversations usually take. In the practical, operational, what-are-you-actually-doing-about-it sense. The timing matters. KPMG’s joint webinar with the International Regulatory Strategy Group landed in June 2026, the same […]
AI Can Be Confidently Wrong. Here’s How to Protect Yourself.
A junior solicitor at one of the country's best-known law firms recently asked an AI to help with a point of insolvency law. The AI gave a clear, confident answer. It quoted the exact wording of a rule, set out neatly as if lifted straight from the statute book. The lawyer put that wording in […]
When Your AI Gets Switched Off by a Government
At 5:21pm Eastern Time on Friday 12 June, the US Commerce Department told Anthropic to disable Claude Fable 5 and Claude Mythos 5 immediately, and to bar access by any foreign national, whether inside or outside the United States. Some context on those two names. Mythos 5 is the full-strength model, so capable that Anthropic […]
Your Clients Are Already Asking the Machine
Twenty-eight million. That is the number of UK adults who now use AI tools to help manage their money, according to Lloyds Banking Group’s Consumer Digital Index, the country’s largest study of digital and financial capability. Personal finance is the nation’s number one use of AI. Not writing emails, not generating images, not summarising meeting […]
The Trillion Dollar Question
Somewhere in the Nevada desert, a datacenter the size of a small town is drawing enough electricity to power Birmingham. It is one of dozens being built across America right now, each one a cathedral of silicon and cooling water, erected in the name of artificial intelligence. The price tag for this construction programme? North […]
The world’s most capable hacker now has a waiting list
Earlier this year Anthropic built a model so good at breaking into software that it decided not to release it. The model, referred to as Mythos, can read a codebase, find the weaknesses, and chain them together into a working attack on its own. In testing it succeeded around 72% of the time. The version […]
The regulators noticed first. Did your board?
Eleven days before I wrote about the coming wave of AI-driven cyber attacks, the Bank of England, the FCA and HM Treasury quietly published a joint statement saying broadly the same thing. It landed without much noise on 15 May. If your inbox missed it, you are not alone. Most of the boards I work […]
AI cyber attacks are about to scale. The damage won’t land where you think.
A Sky News piece this week put a number on something the AI labs have been hinting at for months. We may have six to twelve months to harden critical software before AI-driven cyber attacks reach a scale we have never faced. The trigger is a new generation of models. Anthropic released one earlier this […]