Why the Best Teams Are Not the Ones With the Best People
In 2025, a 19-year-old Italian kid called Kimi Antonelli climbed into a Mercedes Formula 1 car and promptly started crashing it. He crashed in practice sessions. He crashed a rare Mercedes-AMG road car. He made mistakes that, in most high-pressure environments, would have earned him a very public dressing down and a ticket back to […]
Culture Is Not a Team-Building Exercise
There is a question that gets asked in boardrooms, management offsites, and leadership programmes all over the country, and it almost always gets the wrong answer. The question is: where does culture come from? The wrong answer, the one you hear most often, is that culture is something you build from the bottom up. That […]
Culture Is Not a Team-Building Exercise
There is a question that gets asked in boardrooms, management offsites, and leadership programmes all over the country, and it almost always gets the wrong answer. The question is: where does culture come from? The wrong answer, the one you hear most often, is that culture is something you build from the bottom up. That […]
Mortgage Market Briefing: Week of 16-22 March 2026
Weekly intelligence for mortgage professionals, compiled by Paul Brett. Lead Story: FCA Chief Signals a New Era for Mortgage and Retirement Advice On 20 March 2026, FCA Chief Executive Nikhil Rathi delivered what is likely to prove one of the most consequential speeches for mortgage professionals in recent years. Speaking at the JP Morgan Pensions […]
What Does a Mortgage Strategy Consultant Actually Do?
Beyond the Job Title: What a Mortgage Strategy Consultant Really Does If you’ve come across the term “mortgage strategy consultant” and wondered what it actually means in practice, you’re not alone. It’s not a role you’ll find on a standard org chart, and it doesn’t come with a neat job description from the FCA handbook. […]
The FCA Just Made the Case for Holistic Mortgage Advice. Is Your Firm Ready?
Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more attention than it got. “If we continue to treat pensions, mortgages and savings as separate tracks, we will miss opportunities to help consumers get where they need to be.” Read that […]
How We Got Here: The Story of UK Mortgage Regulation
There is a version of history where the UK mortgage market regulated itself, policed by gentlemen’s agreements, voluntary codes, and the quiet assumption that lenders and brokers would do the right thing. That version of history ended on 31 October 2004. But to understand why that day mattered, you need to understand what came before […]
What if your next job offer included a token budget alongside your salary?
What if your next job offer included a token budget alongside your salary? That question felt outlandish until last week, when Jensen Huang walked onstage at GTC 2025 and made a case that AI tokens will become “the single most valuable commodity in the world.” Here’s what caught my attention: OpenClaw & NemoClaw NVIDIA released […]