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I’m joined by James Prosser, Commercial Director at Mortgage Strategy (emap), to reflect on the success of the Mortgage Innovation and Technology Live event, which took place in December. Mortgage Innovation and Technology Live set out to do something different. Less sales pitch. More substance. Real conversations about innovation, technology and the future of the mortgage industry. James and I talk candidly about: • Why event resonated so strongly with lenders, brokers and technology firms • What made it feel different from traditional mortgage conferences • The thinking behind the format and content • What surprised him most on the day • And how plans are already taking shape for MIT Live 2026 If you care about where the mortgage industry is heading, how technology is actually being adopted and what good industry events should look like, this conversation is well worth your time. About Mortgage Innovation and Technology Live Mortgage Innovation and Technology Live is part of Mortgage Strategy and emap’s Mortgage Innovation and Technology programme, bringing together lenders, brokers, fintechs and industry leaders to explore what is genuinely changing in mortgages – not just what is being talked about. More info: https://mitlive.mortgagestrategy.co.uk/MITL2025/en/page/mortgage-innovation-and-technology-awards
Why the Mortgage Innovation and Technology Live event worked. James Prosser, Mortgage Strategy
In this Christmas edition of the Mortgage Mingle Podcast, Louisa, Lea and Paul are joined by Rob Barnard, Director of Intermediary Relationships at Pepper Money and one of the most experienced voices in specialist lending. With over three decades in the mortgage industry, Rob reflects on a year that tested brokers, lenders and consumers alike. This episode steps away from product detail and focuses instead on the people behind the numbers.Together, they discuss: The defining moments of the year for the mortgage industryWhat the industry handled well and where it struggled, the pressure carried by brokers, lenders and consumers, lessons in leadership resilience and perspective, what gives reason for cautious optimism as we head into the new year.
Mortgage Mingle Christmas Special | Rob Barnard on the highs lows and lessons from the year
As generative AI reshapes the competitive landscape, businesses without a strong data strategy will find their ambitions limited. This presentation, based on research by MIT Technology Review Insights in partnership with Snowflake, explores how global executives are navigating the race to AI value. Key Takeaways: • The Shift to Efficiency: While many assume AI is purely about revenue, 72% of executives are actually prioritising increased efficiency and productivity, compared to only 30% focusing on revenue growth. • The Unstructured Data Opportunity: With 80% to 90% of the world's data being unstructured, AI is finally opening the door for organisations to gain insights from documents, wikis, and webpages that were previously inaccessible. • The Readiness Gap: Despite high ambitions, only 22% of businesses consider their data foundations "very ready" to support generative AI applications. • Overcoming Challenges: Learn why data governance, security, and hallucinations remain top concerns, and why "garbage in, garbage out" is a critical risk for scaling AI. As Neil Ward-Dutton of IDC Europe notes, "There is no value without good business data". Watch to learn how to build the foundation necessary to turn AI potential into competitive assets. View the report: https://www.snowflake.com/resource/data-strategies-for-ai-leaders/
Data Strategies for AI Leaders: Unlocking Generative AI Value & Overcoming Data Gaps
If 2024 was about experimenting with generative AI and 2025 was about proving the ROI, Snowflake’s latest report argues that 2026 will be the year of AI agents and ecosystems. In this short 5 minute video I walk through the key themes from the report and what they mean in practice for data leaders, technologists and mortgage professionals. We cover: Why AI agents matter more than single chatbots How “micro agents” stitched together will power real workflows Why data quality and governance will beat model choice The skills every knowledge worker will need to work alongside AI What all this implies for regulated sectors like mortgages and financial services If you want to read the full Snowflake report, you can find it here: https://www.snowflake.com/en/lp/snowflake-ai-data-predictions/
AI Agents, Data & 2026: Key Takeaways from Snowflake’s Latest Report
In the UK, one young person becomes homeless every 4 minutes. Thousands more are hidden - sofa-surfing, sleeping rough, with no safe place to call home. Over half face serious mental health problems, and some turn to drugs, alcohol, or crime just to survive. But when a young person is given somewhere safe and proper support, everything can change. In Winter 2018, more than 500 people from the UK mortgage industry decided to do something extraordinary. They slept outside for one freezing November night to understand what so many young people face every night, raising £110,000 for End Youth Homelessness. #MortgageSleepOut became a movement. Inspired by their courage, Paul Brett and Andrew Montlake wrote "Take Me Home" - a story told with hope and optimism for those with nowhere to go at Christmas. They brought together musicians and singers from across the industry to form The Mortgage Industry Collective. Because ending youth homelessness isn't just the right thing to do - it gives thousands of young people back their future. This is the 2025 cover. The Mortgage Industry Collective: Andrew Montlake (guitar and vocals) Paul Brett (keyboard and vocals) Kit Thomson (lead guitar) Howard Levy (drums) Andy Rowe (bass) Special thanks to Jenny Deacon (musical director), Sweet Charity Choir, Paul Clampin (photography), Benny D (Producer), and the numerous singers from across the mortgage industry. Every donation matters: https://everyyouth.org.uk/ Here's a link to the original: https://open.spotify.com/album/29ihAFVEiZ3ZYldjFD4KEw?si=pS26lm11T5i6Hv_-JR7uMw
TAKE ME HOME 2025
Are we heading back to the future on seller packs? In this video, we look at the UK Government’s 2025 consultation on home buying reform. Consultation link https://www.gov.uk/government/consultations/home-buying-and-selling-reform/home-buying-and-selling-reform
UK Home Buying Reform 2025: Are Seller Packs Back? HIPs vs Digital Upfront Data
Instead of rules, AI systems learn from examples. Traditional programming uses detailed maps, but machine learning explores with a compass. AI learns by example, like a child recognizing a dog. #AI #machinelearning #neuralnetworks #deeplearning
AI Systems Explained: Neural Networks, Deep Learning #shorts
In 1950, Turing shifted the AI focus from defining intelligence to observing its behavior. His Turing Test proposed that if a machine could convincingly imitate human conversation, it could be considered intelligent. This concept still shapes AI understanding today. #TuringTest #AI #ArtificialIntelligence #MachineLearning
Turing Test: Can Machines REALLY Think? Explained #shorts
The Future of AI: AGI ASI What Next A grounded look ahead. Compute trends, smarter agents, possible AGI, quantum ideas, and human-in-the-loop control. What to watch and how to prepare. Plausible milestones not hype What more compute could unlock Practical steps to stay ready Future of AI, AGI, ASI, AI agents, compute, GPUs, quantum computing, alignment, human oversight
AI Unpacked Episode 6: The Future of AI: AGI ASI What Next
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